Miami Shores homeowner shocked when insurance company demands he remove vines

MIAMI SHORES, Fla. – Diego Caiola bought his dream home in Miami Shores several months ago.

He loves the “beautiful” 20-year-old vines growing along the side of the property.

“One of the reasons we bought the house was the beauty,” Caiola said. “If the vines wouldn’t be there, it would just be a regular it’s house.”

But the vines have landed him in a tangled mess with his homeowners insurance company, Citizens Insurance.

“We got a letter saying they were going to cancel insurance if we don’t remove the vines from house,” Caiola said.

The issue?

“They say the moisture of the vines ruins the structure, which we don’t agree with,” Caiola said.

Caiola has been given a two-week deadline to take down the vines and said he doesn’t know what to do.

“It’s not easy just to change insurance, but this is what we are trying to do,” he said. “We’re in complete shock because we are about to lose insurance because of this piece. It’s not the entire house.”

His message to his insurer?

“Please think about this twice,” Caiola said. “This is ridiculous.”

About the Author:

Reporter Rosh Lowe has been covering news for nearly two decades in South Florida. He joined Local 10 in 2021.