5 tips for Canadian snowbirds returning to U.S.


Snowbird season is a busy time for states such as Florida as Canadians head south for warmer weather. In fact, Canadians account for 40 percent of all of Florida's foreign tourism revenue and own more than six percent of the homes in Florida, according to the Profile of International Home Buyers in Florida 2014 report.

RBC Bank, the leading provider of banking and mortgage solutions for Canadians in the United States, understands the unique needs of U.S.-bound travelers and has compiled the following top-five tips for Canadian snowbirds to keep in mind this winter:

1) Your Home

Double-check the safety and security of your Canadian home before leaving for the U.S. Review your home insurance and enlist the help of a trustworthy friend or family member to watch over your house.

2) Your Health

Bring important health information, including health insurance cards, with you to the U.S. Consider having a local U.S. doctor who is familiar with your health situation and know the location of the nearest hospital in case of an emergency.

3) Your Legal Situation

Check that your power of attorney and/or letter of direction are valid in the state where you are traveling and bring any other necessary legal documents. Also ensure your stay aligns with U.S. residency and tax regulations.

4) Your Vehicle

If you're driving in the U.S., make sure your insurance is up to date and that your license and registration will be valid in your destination state. Remember to bring all necessary insurance and registration documentation.

5) Your Bank Account

Open a U.S.-based checking account. RBC Bank is a U.S. financial institution and can help Canadian travelers have access to their money when traveling.